Peel all fruit and remove pits or seeds as necessary.

Dice pineapple, mangoes, kiwis, and papaya into small cubes.

Slice bananas into circles, if using.

Place all fruit in a large bowl and add half a cup orange juice. Mix gently until juice is distributed evenly. If desired, add additional juice.

Combine coconut, sugar, and oil in a small frying pan. Over medium heat, toast for three minutes, stirring constantly, until fragrant and beginning to brown. Allow to cool. Sprinkle over individual portions of salad.